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How does a traveler benefit from purchasing travel insurance?

  1. Protection against unforeseen cancellations

  2. Guaranteed discounts on future flights

  3. Access to private tour guides

  4. Priority boarding on airlines

The correct answer is: Protection against unforeseen cancellations

Purchasing travel insurance primarily provides protection against unforeseen cancellations, which can be a significant concern for travelers. If unexpected events occur, such as illness, emergencies, or other circumstances beyond a traveler’s control, travel insurance can reimburse non-refundable expenses like flights, accommodation, and activities. This financial safety net allows travelers to mitigate potential losses, ensuring that their investment in travel is safeguarded. While guaranteed discounts on future flights, access to private tour guides, and priority boarding can enhance the travel experience, these benefits are typically not associated with travel insurance. They are often linked to loyalty programs or travel booking services rather than insurance policies specifically aimed at providing protection against travel-related risks.